Request a Plan Design Audit
What to Expect
Our Plan Design Audit is a focused, consultative review designed to help you understand your current insurance and benefits mix — and identify opportunities to reduce costs without compromising coverage quality.
The Process:
1 Submit Your Information
Complete the form with your business details and current benefit summary (optional but helpful)
2 Initial Consultation
We’ll schedule a brief call to understand your business, current coverage, and cost concerns
3 Audit & Analysis
We analyze your employee demographics, risk profile, and plan structure to identify cost-saving opportunities
4 Clear Recommendations
Receive a before-and-after comparison with specific, actionable recommendations
Contact Information
Prefer to speak directly? Reach out to Chris Fisher:
Phone: 215-370-6019
Email: chris@hbginsure.com
Get Started Today
Your information is secure and will only be used to contact you about your Plan Design Audit.
Why Choose Horizon Insure Business Group?
🎯
Design-First Approach
We don’t just shop rates — we design insurance programs tailored to your business
💰
Proven Savings
Our clients have saved millions in unnecessary premiums without cutting benefits
📊
Clear Comparisons
Transparent before-and-after analysis showing exactly how we reduce your costs
These satisfied clients started with a simple,
no-obligation Plan Design Audit...
These satisfied clients started with a simple,
no-obligation Plan Design Audit...
What makes Horizon Insure Business Group different from other insurance brokers?
Most insurance brokers focus on shopping rates at renewal. Horizon Insure Business Group takes a plan design approach—reviewing how your current insurance and benefits are structured to identify smarter ways to control costs and improve coverage before renewal decisions are made.
Do you only work with businesses in Pennsylvania and New Jersey?
Our primary focus is serving employers in Pennsylvania and New Jersey. This local focus allows us to provide more tailored guidance and hands-on support for regional regulations, carriers, and employer needs.
What is a Plan Design Audit?
A Plan Design Audit is a structured review of your current insurance and employee benefits program. It identifies cost drivers, coverage gaps, and design opportunities so you can make informed decisions before renewal—without pressure to change brokers.
What size businesses do you typically work with?
No. The Plan Design Audit is informational and educational. Many employers use it to understand their options before deciding whether any changes are needed.
Do I have to switch brokers to get a Plan Design Audit?
We primarily work with small to mid-sized employers, typically ranging from 25 to 250 employees, who want more control over insurance costs and benefits strategy.